1. About Us & These Terms

Summit Strategy AI ("we", "us", "our") provides cloud-based trading software, including strategy building and optimisation tools, historical backtesting, a trading journal, market information tools and a webhook bridge that routes signals you configure (for example from TradingView) to trading terminals you control (for example MT4/MT5) (together, the "Service").

These Terms, together with our Risk Disclosure, Refund & Cancellation Policy and Privacy Policy, form the agreement between you and us. You accept them when you tick the acceptance box at sign-up or checkout, or otherwise use the Service. If you do not agree, do not use the Service.

2. Software Only — No Financial Advice

We are a software provider. We are not a broker, dealer, custodian, investment adviser, portfolio manager, Commodity Trading Advisor or any other kind of financial firm. We do not hold, manage or have access to your trading funds, and we never place trades on your behalf at our own discretion.
Not authorised by the FCA. We are not authorised or regulated by the UK Financial Conduct Authority, the US CFTC/NFA/SEC, or any other financial regulator, and we do not carry on regulated activities. You will not have access to the Financial Ombudsman Service or the Financial Services Compensation Scheme in relation to your trading results.
No advice or recommendations. Nothing provided through the Service — including strategies, templates, presets, optimizer results, backtests, indicators, signals, currency strength readings, economic calendar data, journal analytics, blog posts, emails, social media content, webinars, support conversations or AI-generated output — is financial, investment, tax or legal advice, or a personal recommendation to buy, sell or hold any financial instrument. All content is general and for informational and educational purposes only, and does not take account of your personal circumstances.
No relationship of trust. No adviser-client, fiduciary or agency relationship is created between you and us.
Your decisions are your own. You alone decide which strategies to use, which signals to send, what position sizes and risk settings to apply, and which accounts to connect. If you need advice, you should speak to an independent, authorised financial adviser.

3. Trading Risk & Your Responsibility

Trading forex, CFDs, futures, crypto-assets and other leveraged products carries a high level of risk and is not suitable for everyone. Leverage can work against you as well as for you. You may lose some or all of the money you trade, and losses can occur very quickly. Please read our full Risk Disclosure.

By using the Service you confirm that:

you understand the risks of trading and of automated trading in particular;
you will only trade with money you can afford to lose;
you are solely responsible for every order placed on your accounts, whether placed manually or automatically through the Service, and for monitoring your positions;
you will test any strategy or automation on a demo account before using it with real money; and
you are responsible for complying with the rules of your broker and of any trading platform or prop firm you use, and with the laws that apply to you, including tax laws.

We are not responsible for any trading losses, lost profits, missed opportunities or account breaches you suffer, whether or not they result from using the Service, except to the limited extent that the law does not allow us to exclude liability (see section 14).

4. Eligibility & Your Account

You must be at least 18 years old and legally able to enter into a binding contract.
You must not use the Service where doing so would be unlawful where you live. The Service is intended for users in the United Kingdom. If you access it from elsewhere, you are responsible for complying with local laws.
You must give accurate information, keep your login details, API keys and webhook secrets confidential, and tell us promptly at Support@SummitStrategy.co.uk if you think your account has been accessed without permission. You are responsible for activity on your account.
Accounts are personal and must not be shared, resold or transferred.

5. Fees, Billing & Renewal

Set up fee: a one-time set up fee of £200 is charged when you subscribe. It pays for setting up and provisioning your account and its associated infrastructure.
Monthly subscription: £125 per month, charged in advance. Your subscription renews automatically each month until you cancel.
Promotions: discounted prices (such as waitlist offers) apply only for the period stated in the offer. After that, the standard price applies.
Prices are shown in GBP. Any applicable VAT or taxes will be shown at checkout. Payments are processed by PayPal (or, where offered, Stripe); we never see or store your full card details. You can pay by card without a PayPal account.
Cancelling renewal: you can cancel at any time from Dashboard → Settings → Cancel membership, in your PayPal account (Settings → Payments → Automatic payments), or by emailing us. Cancellation stops future renewals; you keep access until the end of the period you have already paid for.
Price changes: we will give you at least 30 days' notice by email before any change to your subscription price takes effect. If you do not agree, you can cancel before the change applies.
If a payment fails, we may suspend access until it is paid.

6. Cancellation Rights & Refunds

If you are a consumer in the UK, you normally have a right to cancel within 14 days of entering into a contract under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.

Immediate start: at checkout you will be asked to expressly request that we begin setting up your account and supplying the Service immediately, within the 14-day cancellation period.
Set up fee: because set up is carried out straight away, you acknowledge that you lose your right to cancel the set up service once it has been fully performed. If you cancel within 14 days before set up has been completed, we will refund the set up fee less a proportionate amount for the work already done.
Digital content and software access: by requesting immediate access, you acknowledge that you lose your right to cancel the supply of digital content once access has begun.
Monthly subscription: if you cancel within 14 days of first subscribing, we will refund the subscription fee less a proportionate amount for the days you had access.
We will confirm your request for immediate supply and this acknowledgement by email after you subscribe.

Outside the situations above, fees are not refundable except where required by law, or as described in our Refund & Cancellation Policy. In particular, we do not give refunds because of trading losses, market performance or prop firm results. Nothing in these Terms affects your statutory rights, including your rights if the Service is not supplied with reasonable care and skill or as described.

7. The Service, Availability & Third Parties

We aim to keep the Service available and working well, but we do not guarantee it will be uninterrupted, error-free, or that any signal will be received, processed or executed, or executed at any particular speed or price. We may carry out maintenance, which may cause downtime.
The Service depends on third parties we do not control, including TradingView, brokers, MetaTrader and bridge providers, data vendors, hosting providers and internet networks. We are not responsible for their acts, failures, outages, delays, pricing, data errors or terms. Your use of third-party services is governed by their own terms.
Signals may be delayed, duplicated, dropped or corrupted in transit. Execution prices, spreads, slippage, requotes and fills are determined by your broker, not by us.
You are responsible for configuring your alerts, webhook payloads, position sizing, stop losses and risk settings correctly, and for maintaining your own risk controls (such as broker-side stop losses) that do not depend on the Service.
Features marked "in testing", "beta", "early access" or "when released" are experimental, may change or be withdrawn, and should not be relied on with real money.
Market data, economic calendar events and currency strength readings may be delayed, incomplete or inaccurate and must not be relied on as the sole basis for any trading decision.

8. Backtests, Optimizer & AI Output

Hypothetical results have limitations. Backtests and optimizer results are hypothetical. They are produced with the benefit of hindsight, do not involve real money, and may not fully reflect real-world factors such as slippage, spreads, commissions, swaps, liquidity, latency or the emotional pressures of live trading. No representation is made that any account will or is likely to achieve profits or losses similar to those shown.
Over-optimisation risk. Strategies optimised to perform well on historical data ("curve-fitting") often perform worse, sometimes much worse, in live markets.
Automated and AI output. Strategies, parameters, summaries or other output generated automatically or using artificial intelligence may contain errors, may be unsuitable for you, and are not advice. You must review and test any output yourself before relying on it.
Testimonials and examples. Any results, screenshots or testimonials shown in our marketing or on social media are illustrative only and are not typical or guaranteed.

9. Prop Firm & Evaluation Accounts

If you use the Service with a proprietary trading firm evaluation or funded account:

you are solely responsible for making sure your use complies with that firm's rules, including drawdown limits, news-trading restrictions, EA/automation rules, copy-trading or group-trading rules, and IP/device rules;
prop firms may treat accounts executing the same or similar signals as prohibited copy or group trading, and may refuse payouts or close accounts as a result; and
we are not responsible for failed evaluations, breached or closed accounts, refused or withheld payouts, or lost evaluation fees.

10. Acceptable Use

You must not:

use the Service for anything unlawful, fraudulent or market-abusive (including spoofing, wash trading or manipulation);
use the Service to provide signals, advice or account management to other people in a way that requires regulatory authorisation you do not have;
resell, sublicense, share or redistribute the Service, strategies or data without our written permission;
reverse engineer, scrape, copy or attempt to extract our source code, models or data, except where the law allows;
interfere with, overload or attempt to gain unauthorised access to the Service or other users' accounts; or
upload malicious code or misuse webhook endpoints.

11. Intellectual Property

We (or our licensors) own all intellectual property in the Service, including software, designs, strategies and templates we provide, and content. We grant you a personal, non-exclusive, non-transferable, revocable licence to use the Service for your own trading while your subscription is active and you comply with these Terms. You keep ownership of the data and trade records you upload; you give us permission to process them to provide and improve the Service in line with our Privacy Policy.

12. Partner & Affiliate Programme

Commission: approved partners earn a £100 bounty for each new referred customer who pays the set up fee, plus 15% recurring commission on that customer's monthly subscription payments while they remain subscribed. Rates may change on 30 days' notice.
No self-referral: referring yourself, or using secondary or fake accounts, is prohibited and will result in account closure and forfeiture of unpaid commission.
Payouts: minimum payout balance is £50. Commission is held for 14 days and is reversed if the referred payment is refunded, disputed or charged back.
Advertising: partners must not bid on "Summit Strategy", "Summit Strategy AI" or similar branded search terms.
Honest marketing only: partners must not give financial advice, claim or imply guaranteed returns, profits, prop firm pass rates or "risk-free" income, or describe us as regulated. Promotions must include a clear risk warning and disclose the affiliate relationship, and must comply with the CAP Code and applicable financial promotion rules.
Tax: partners are independent contractors responsible for their own taxes.

13. Disclaimer of Warranties

Except as expressly set out in these Terms and subject to your statutory rights, the Service is provided "as is" and "as available". We do not promise that the Service, any strategy or any signal will be profitable, accurate, complete, suitable for your purposes, available at all times, or free from errors, bugs or security vulnerabilities.

14. Limitation of Liability

What we do not exclude. Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be limited or excluded. If you are a consumer, nothing in these Terms affects your statutory rights under the Consumer Rights Act 2015.

Losses we are not responsible for. Subject to the paragraph above, we are not liable, whether in contract, tort (including negligence), breach of statutory duty or otherwise, for:

any trading losses, loss of capital, loss of profit or anticipated gains, or missed trading opportunities;
losses arising from your trading decisions, strategy choices, configuration or risk settings, or from your reliance on any backtest, optimizer result, data or content;
losses caused by third parties (including brokers, TradingView, prop firms, data and hosting providers) or by events outside our reasonable control;
failed or breached prop firm evaluations, closed accounts or refused payouts;
loss of data you have not backed up; or
any indirect or consequential loss, or loss that was not reasonably foreseeable.

Cap. Subject to the first paragraph of this section, our total liability to you for all claims arising out of or in connection with the Service or these Terms is limited to the total fees you paid us in the 12 months before the event giving rise to the claim.

These limits are reasonable because the Service is a general software tool, we cannot control how you use it or the markets you trade, and our prices would be much higher if we accepted liability for trading outcomes.

15. Indemnity

If you use the Service for business purposes, you agree to compensate us for any claims, losses and reasonable costs (including legal fees) we suffer as a result of your breach of these Terms, your misuse of the Service, or your breach of any law or third-party rights (including a broker's or prop firm's terms).

16. Suspension & Termination

You can stop using the Service and cancel your subscription at any time.
We may suspend or end your access immediately if you seriously or repeatedly breach these Terms, fail to pay, act fraudulently, or if we are required to by law. Where reasonable, we will tell you why.
We may also end the Service for everyone, or your subscription, for any reason by giving at least 30 days' notice, and we will refund any fees you have paid for the period after the Service ends.
When your access ends, your licence to use the Service ends and webhook routing for your account stops. You are responsible for closing or managing any open positions on your trading accounts.

17. Changes to the Service or These Terms

We may update the Service to improve it, reflect changes in technology or law, or for security. We may update these Terms from time to time. If a change materially affects you, we will tell you by email or in-app at least 30 days before it takes effect (unless the change is required sooner by law or for security). If you do not agree, you can cancel before the change takes effect. The version number and date at the top of this page show which version applies.

18. General

Events outside our control: we are not responsible for delays or failures caused by events outside our reasonable control, including outages of third-party services, internet failures, cyber-attacks, market closures or extreme market events.
Entire agreement: these Terms and the documents referred to in them are the whole agreement between us about the Service.
Severability: if any part of these Terms is found to be unenforceable, the rest will remain in effect.
No waiver: if we delay enforcing any right, we can still enforce it later.
Transfer: we may transfer our rights and obligations to another organisation; we will tell you if this happens and it will not reduce your rights. You may not transfer your rights without our written consent.
Third parties: no one other than you and us has any right to enforce these Terms.

19. Governing Law & Disputes

These Terms are governed by the law of England and Wales. Disputes will be dealt with by the courts of England and Wales, except that if you are a consumer living in Scotland or Northern Ireland, you may also bring proceedings in your local courts. Please contact us first so we can try to resolve any complaint informally.

20. Contact

For questions, complaints or legal notices, email Support@SummitStrategy.co.uk.

Terms of Service